Your Home Loan Options Made Easy

Whether you are interested in purchasing or refinancing a new home, we have you covered.

CHECK MY HOME VALUE BELOW

Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

First-Time Home Buyers Guide

Home Loan Options

Rates and Loan Calculator

Why work with Team Cooper?

As an accomplished Certified Mortgage Planning Specialist, I am deeply passionate about helping clients achieve their homeownership goals and create long-term wealth.

Client Feedback

  • Kristin and her team are SENSATIONAL! My husband and I have been working with Kristin for the past 3 years as we looked for our dream home. Kristin provided incredible support, valuable information, and was the most trusted resource we had in this huge decision. Her in depth knowledge of the VA home loan process and support is unbeatable. She will blow you away with her knowledge, patience and excellence in teaching and answering questions, and will make you feel like you truly have someone looking out for you and on your side in this process. She is nothing less than exceptional at her job. If we had more people like her in this world, we would all be in such a better place!

    W. Cary

  • Kristin and Christine provided outstanding mortgage planning support throughout the entire process. From the initial virtual consultation, Kristin explained the financial models used to capture market analysis to select best mortgage fit based on fluctuating interest rates. Uploading our information into the team portal was easy and knew our information was protected at all times. Kristin and her team used checklists to document the mortgage pre-approval process so there was never any doubt where we were in the process to include next steps resulting in total client confidence. They worked directly with the real estate agents to answer their questions regarding the VA mortgage details resulting in zero issues from start to finish. Kristin and Christine were always available and answered all of our questions quickly and professionally. They have earned our trust and we highly recommend their services.

    D. Brannick

  • Kristin and her team are so responsive! They are truly an email, phone call or text away and I loved that. Everyone is friendly, super knowledgeable and solution oriented. They provide wrap around services and are there to support you every step of the way. I've purchased two homes prior to this and did not feel supported like I did by Kristin's team. They help with finding a realtor and homeowners insurance; they are on-track through the whole process from the beginning, if/when you're just looking into things, to the end when you find a home to buy. I can't say enough good things. Thank you so much for all of your help! You're world class.

    M. Shaw

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How the process works

Documentation

To initiate your process, we require a few essential documents for verification.

1

Appraisal

The appraisal confirms that the home's worth aligns with the proposed purchase price.

2

Initial Underwriting

The Underwriter is responsible for confirming the accuracy and authenticity of all information.

3

Conditional Approval

Conditional Approval occurs when the Underwriter gives the green light to the loan subject to specific stipulations.

4

Clear To Close

The Underwriter ensures that all necessary documents are submitted and all required conditions are fulfilled.

5

Closing

Executing the final paperwork and obtaining the keys to your new residence!

6

Whether you are interested in refinancing or purchasing a new home, I have you covered.

Ready to get started? Apply now or request a quote today!